FAQ

Can I deposit cash?
Cash deposits are accepted at our branches and at our ATMs. Please do not send cash through the mail.
Thu, Mar 12, 2020 at 3:32 PM
How long before I get checks and an ATM/Visa Debit Card after my account is opened?
You should receive your checks and ATM/Visa Debit Card approximately 7 - 10-business days after the opening date or after all account documents have been re...
Wed, Mar 11, 2020 at 3:42 PM
How do I access my statements online?
You can access Electronic Statements by choosing Statements & Check/Deposit Images within your Personal Online Banking. Online Business Banking customer...
Wed, Apr 7, 2021 at 2:26 PM
How can I close my account?
You can close your Presidential Bank account by doing one of the following:     - Mailing a signed, written request     - Visiting any of our branch locat...
Mon, Apr 12, 2021 at 3:36 PM
Can I send funds from a personal account at another bank to meet the direct deposit requirements of the Checkless Checking, Super Checking or Checking PLUS accounts?
Checkless Checking, Super Checking and Checking PLUS accounts require an electronic monthly deposit of $200.00 or more from payroll, social security, annuit...
Thu, Mar 12, 2020 at 1:57 PM
Are there any withdrawal limitations on Savings Accounts?
Banking Regulations limit third party transactions or pre-authorized transfers (including overdraft transfers) or transfers made by personal computer (inclu...
Thu, Mar 12, 2020 at 2:20 PM
How can I get Overdraft Protection on my checking account?
Complete our online application for our Overdraft Line of Credit (available ONLY for personal checking accounts) or our application for Automatic Overdraft ...
Thu, Mar 12, 2020 at 3:00 PM
Where can I find an ATM?
Presidential ATMs are located at each of our branch locations.  Presidential has partnered with Allpoint®, STARsf® and MoneyPass® to bring you over 130,00...
Thu, Mar 12, 2020 at 3:06 PM
Will I be charged ATM fees when using my Presidential Bank ATM/Visa Debit Card?
We do not charge our customers for any domestic ATM/Point of Sale usage. However, many ATM owners apply surcharges for using their ATMs. This surcharge wi...
Thu, Mar 12, 2020 at 3:09 PM
Can I deposit at any ATM?
Deposits are limited to Presidential ATMs only. There are several other methods for depositing into your Presidential account.
Thu, Mar 12, 2020 at 3:46 PM